Britton has been learning quite a bit about trip insurance. You’ll find her articles at this link. I recently reached out to Suzanne Morrow, Senior Vice President for InsureMyTrip.com to ask a couple of questions.

1. What are the top three coverages that a U.S. traveler to Europe would want in trip insurance?

Travel insurance isn’t one-size-fits-all. Every trip is different, and every traveler has different needs and concerns. With that said – if an American is traveling out of the country, we recommend they consider emergency medical and evacuation coverage. Most domestic health insurance, including Medicare, will not cover medical bills overseas. Read the rest of this entry »

We all know the basics, right? Traveling is an exciting adventure to explore new places, cultures, and experiences. However, no matter how well planned, unforeseen circumstances can always arise, risking financial loss and physical harm. The solution? Travel insurance! And not only does it protect your client, but it also pays you handsomely as well.  But how to impress upon a client the need?

We only need to look at the  Celebrity cruise where a deceased passenger was held in a beverage cooler. Insurance would not have prevented the death but would have covered a re-patriation if needed. Read the rest of this entry »

The holidays are upon us, and it’s excellent news that bookings are up. But it’s not going to be a Merry Christmas if you don’t prepare your clients for the new realities of this winter’s cruises now that we’re facing the triple whammy of COVID, flu, and RSV.

According to a recent article in Forbes, “travel protection” was originally offered by cruise lines and other travel organizations as self-funded trip cancellation protection that paid the cancellation penalties if a client canceled a trip. It was sold through travel advisors and the travel organization’s own telephone reps for a modest price.

The idea was simple: If a cruise line booked a stateroom for a client who later wanted to cancel, they could cancel and receive a full cash refund or credit—if they had purchased the Trip Protection Option. This was a low risk to the cruise line, since the stateroom could be resold to another passenger. It was an easy sell for travel advisors and paid a low commission.

Read the rest of this entry »

Travel trade insurance company Trawick International provided a useful snapshot of each major cruise line’s pre-trip health and safety requirements in a TRO webinar last week.  The webinar provided information current as of last week, though fast-moving protocols may potentially change tomorrow. The webinar will be posted on TRO’s Webinar Page on Monday afternoon, August 8th. Read the rest of this entry »

Over the past few weeks, we have seen some exciting announcements from Europe about travel regulations for international travelers. Greece was the first European nation to announce that it would allow international travelers to visit, if they can show proof of vaccination against the COVID-19 virus. Then, Italy announced that it would be opening immediately to international travelers, who also can show evidence of immunization. The announcement by Italy and Greece marks a huge milestone for international travelers who want to frequent Europe.

On the domestic side, New York has announced that it hit its COVID-19 vaccination milestone, which allows it to end all restrictions put in place during the pandemic. You can now travel to New York City and enjoy all of the activities the great city has to offer, without any restriction. Read the rest of this entry »

More and more people are getting vaccinated across the United States each day, and countries across the globe are starting to reopen for American travelers who are vaccinated against the COVID-19 virus. As reported by the New York Times on April 25, 2021, tourists from America who have been fully vaccinated against Covid-19 will be able to visit the European Union over the summer. This is exciting news for all of us that have been waiting anxiously to begin traveling again. Read the rest of this entry »